Cigna – Sunnyvale, TX
Learn More About the Benefits of Cigna
Brushing and flossing are your first lines of defense against common oral health issues, but they aren't enough to keep your teeth and gums healthy. Your smile also relies on regular care from a dentist. You don't have to worry about a large bill if you have dental insurance. Your Cigna dentist in Sunnyvale provides the comprehensive, affordable care you need to maintain a healthy, beautiful smile.
Cigna Coverage Availability & Fees
Cigna is a nationwide provider of dental insurance for individuals and families. Paying your monthly premiums for your policy allows you to benefit from reduced rates for the services you need to preserve your natural smile. Although every plan differs, most policies include:
- 100% coverage for preventive services
- 80% coverage for minor restorative services
- 50% coverage for major restorative services
Dental insurance focuses on prevention to stop common oral health problems from occurring in the first place, like tooth decay and gum disease. As a result, you are less likely to require costly treatments later. Research has found that every $1 spent on prevention can save up to $50 on emergency and restorative care. Cigna allows you to visit your dentist every 6 months for a cleaning and checkup after a copayment.
If your dentist finds anything concerning, you can have it treated quickly, even if money is tight. After meeting your annual deductible, you have access to a yearly allowance to offset the cost of common treatments, like fillings, gum disease therapy, and dental crowns.
Cigna recommends choosing a dentist in their network to enjoy more coverage at the time of service. They have pre-negotiated rates for specific treatments to lower your out-of-pocket expense. However, you can visit any dentist that accepts your insurance, even if they are out-of-network.
Our office proudly accepts both in-network and out-of-network patients. We will help you maximize your coverage before it expires at the end of the calendar year.
On average, less than 3% of Americans meet or exceed their annual benefits. You aren't reimbursed for anything you don't use, including your premiums or deductible. If you don't use all your yearly allowance, it won't carry over. We don't want to see you throw money down the drain. We know dental insurance can be confusing, but you don't have to navigate your policy alone.
Alt: Hand underlining dental insurance
Meet Courtney, Billing Coordinator
Courtney is our billing coordinator, who also helps our patients with their dental insurance in Sunnyvale. She attended Trinity Valley Community College before joining our team over 4 years ago. She understands the ins and outs of dental plans to keep our services affordable for everyone. Courtney will work on your behalf with Cigna to manage all the paperwork, so you have one less thing to worry about. She will take the time to explain how your coverage is being used and if you owe any out-of-pocket balance. Courtney will review your payment options to find the solutions you need to fit your budget.
If you have any questions about your dental insurance, or you are ready to schedule an appointment, contact our office today.