{"id":309,"date":"2019-10-19T19:48:31","date_gmt":"2019-10-19T19:48:31","guid":{"rendered":"https:\/\/www.drgeorgetphilipdmd.com\/blog\/?p=309"},"modified":"2019-11-12T19:55:20","modified_gmt":"2019-11-12T19:55:20","slug":"your-dental-insurance-time-to-use-it-or-lose-it","status":"publish","type":"post","link":"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2019\/10\/19\/your-dental-insurance-time-to-use-it-or-lose-it\/","title":{"rendered":"Your Dental Insurance: Time to Use It or Lose It!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><a href=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2019\/10\/19\/your-dental-insurance-time-to-use-it-or-lose-it\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_55608803__1537277866_55949-300x200.jpg\" alt=\"Man smiling\" class=\"wp-image-310\" srcset=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_55608803__1537277866_55949-300x200.jpg 300w, https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_55608803__1537277866_55949-768x511.jpg 768w, https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_55608803__1537277866_55949.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Dental insurance can be so confusing. It\u2019s no wonder that\nbillions of dollars in benefits are wasted every year! But how is this\npossible? Are you ready to take control of your insurance plan and save on\ndental care? With the right know-how, it can be easier than you think! Keep\nreading to learn some pro tips on how to maximize your insurance benefits from\na dentist in Sunnyvale.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Know Your Yearly Maximum<\/h2>\n\n\n\n<p>Understanding your yearly maximum is the key to saving\nhundreds on your dentistry. This is the most your <a href=\"https:\/\/www.drgeorgetphilipdmd.com\/new-patients.html\">dental insurance<\/a>\nis willing to pay for your dental care in one year. Typically around $1,000 to\n$1,250, this amount resets at the end of the calendar year, whether you use it\nor not. With only 2.8% of people ever reaching their maximum, it\u2019s safe to say\nthat insurance companies aren\u2019t necessarily advertising that their benefits\nreset. That\u2019s why it\u2019s vital to utilize your maximum before the clock strikes\nmidnight on December 31<sup>st<\/sup>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take Advantage of Your Deductible<\/h2>\n\n\n\n<p>Another number to keep in mind is your deductible. This is\nan annual fee that essentially unlocks your coverage for the year. Just like\nyour maximum, this fee resets at the end of the year. That means it\u2019s up to you\nto take advantage of your dental care once you\u2019ve paid for it! Get root canals,\ndental crowns, or finish any other restorations you may need before the end of\n2019. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Book Another Dental Appointment<\/h2>\n\n\n\n<p>Most insurance plans cover 100% of preventive visits like\nroutine checkups and cleanings, making these appointments a great way to cash\nin on your benefits. The American Dental Association recommends biannual\nvisits, yet millions of Americans still don\u2019t see their dentist twice a year.\nBut, if you want to stay healthy while utilizing your benefits, you can\nschedule another before January 1<sup>st<\/sup>! This will not only use up the benefits\nthat you\u2019re already paying for, but it will prevent you from undergoing more\nsevere and costly procedures in the future. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Beware of Changing Plans<\/h2>\n\n\n\n<p>Just like your life plans, insurance plans tend to change.\nHowever, this is usually only done during the renewal period at the end of the\nyear. While it\u2019s possible for your premiums and benefits to stay the same, it\u2019s\nalso possible for them to vary. Premiums can go up while benefits go down, so\nit\u2019s a good idea to take advantage of your plan while you know the exact\nterms.&nbsp; <\/p>\n\n\n\n<p>Are you ready to start using the benefits you already pay\nfor? Remember these tips for a healthy smile and a full wallet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meet the Dentist<\/h2>\n\n\n\n<p>Dr. George T. Philip is a native Texan who loves caring for\npatients in his community. He\u2019s always taken pride in providing quality\ndentistry that is also affordable, which is why he is in-network with many PPO\nplans. For any questions, he can be reached through his <a href=\"https:\/\/www.drgeorgetphilipdmd.com\/contact-us.html\">website<\/a> or by phone\nat (972) 285-6144. <\/p>\n\n\n\n<p><div><br><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"Dental insurance can be so confusing. It\u2019s no wonder that billions of dollars in benefits are wasted every year! But how is this possible? Are you ready to take control of your insurance plan and save on dental care? With the right know-how, it can be easier than you think! Keep reading to learn some pro tips on how to maximize your insurance benefits from a dentist in Sunnyvale. <a class=\"read-more\" href=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2019\/10\/19\/your-dental-insurance-time-to-use-it-or-lose-it\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-309","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Can I Utilize My Dental Insurance Benefits? | George Philip, DMD<\/title>\n<meta name=\"description\" content=\"Do you have dental insurance? Learn some of the best ways you can maximize your benefits before the end of the year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2019\/10\/19\/your-dental-insurance-time-to-use-it-or-lose-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can I Utilize My Dental Insurance Benefits? | George Philip, DMD\" \/>\n<meta property=\"og:description\" content=\"Do you have dental insurance? 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