{"id":169,"date":"2017-09-04T22:32:05","date_gmt":"2017-09-04T22:32:05","guid":{"rendered":"https:\/\/drgeorgetphilipdmd.com\/blog\/?p=169"},"modified":"2017-09-04T22:32:05","modified_gmt":"2017-09-04T22:32:05","slug":"dental-insurance","status":"publish","type":"post","link":"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2017\/09\/04\/dental-insurance\/","title":{"rendered":"Reminder: Use Up Your Dental Insurance Benefits for 2017"},"content":{"rendered":"<span style=\"font-weight: 400\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-170\" src=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2017\/09\/AdobeStock_54732373-300x195.jpeg\" alt=\"close-up of a smile at the dentist's\" width=\"300\" height=\"195\" srcset=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2017\/09\/AdobeStock_54732373-300x195.jpeg 300w, https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2017\/09\/AdobeStock_54732373-768x500.jpeg 768w, https:\/\/www.drgeorgetphilipdmd.com\/blog\/wp-content\/uploads\/2017\/09\/AdobeStock_54732373.jpeg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>We know it\u2019s a little early to start thinking about the New Year, but if you\u2019ve got dental insurance, it\u2019s actually a perfect time to gear up for 2018. Did you know that most insurance plans are set to start over on January 1, meaning that any benefits you haven\u2019t used will end up expiring when the ball drops on New Year\u2019s Eve?<\/span>\r\n\r\n<!--more-->\r\n\r\n<span style=\"font-weight: 400\">Don\u2019t make the classic mistake in dental insurance. Too many adults let their benefits slip away because they aren\u2019t really sure quite how it works. But acting now can help you save hundreds of dollars on your dental care!<\/span>\r\n\r\n<span style=\"font-weight: 400\">When you\u2019re trying to make the most out of your dental insurance, you\u2019ll want to think about your yearly maximum, deductible, changing rules, and your oral health. Know you can always <\/span><a href=\"https:\/\/www.drgeorgetphilipdmd.com\/contact-us.html\"><span style=\"font-weight: 400\">get in touch<\/span><\/a><span style=\"font-weight: 400\"> with Dr. George T. Philip\u2019s team if you\u2019ve got questions about maximizing on your 2017 insurance benefits! <\/span>\r\n<h2><span style=\"font-weight: 400\">Have You Met Your Deductible for 2017?<\/span><\/h2>\r\n<span style=\"font-weight: 400\">If you have met your deductible, or the amount of money you must pay out of pocket before your insurance will start paying for care, you definitely want to reach your annual maximum, too. That\u2019s the amount of money up to which your insurance provider is obligated to pay for services (more on reaching it below). <\/span>\r\n\r\n<span style=\"font-weight: 400\">Your two <\/span><a href=\"http:\/\/www.colgate.com\/en\/us\/oc\/oral-health\/basics\/dental-visits\/article\/how-often-should-you-go-to-the-dentist\"><span style=\"font-weight: 400\">checkups and cleanings<\/span><\/a><span style=\"font-weight: 400\"> should fall outside of the deductible. These routine visits are usually fully covered, along with an annual set of x-rays and possibly dental sealants and fluoride treatments for cavity prevention. <\/span>\r\n\r\n<span style=\"font-weight: 400\">Your deductible will not roll over to 2018, so if you\u2019ve met it for this year, it\u2019s time to act! <\/span>\r\n<h2><span style=\"font-weight: 400\">Reaching the Annual Maximum<\/span><\/h2>\r\n<span style=\"font-weight: 400\">If you have met your deductible, you will want to get as close to the annual maximum as possible. Your dental team can help you reach it by looking at your overall treatment plan and seeing if there are any treatments you could benefit from but have been putting off due to their expense. This amount will not roll over to the next year, so now is a wonderful time to start planning for how you can advantage of those unused benefits. <\/span>\r\n<h2><span style=\"font-weight: 400\">Potential Changes to Your Plan<\/span><\/h2>\r\n<span style=\"font-weight: 400\">Keep in mind that your dental insurance plan can always change from year to year. Even if your deductible was easy to reach and your annual maximum generous this year, that may not be the case in 2018. Taking advantage of your dental insurance plan while you\u2019ve got it could be the wisest thing you do for your oral and overall health. <\/span>\r\n<h2><span style=\"font-weight: 400\">Act Now for Your Oral Health<\/span><\/h2>\r\n<span style=\"font-weight: 400\">While you\u2019re thinking about your dental insurance benefits, remember this one basic rule: oral health issues don\u2019t get better on their own. If you\u2019ve got any issue requiring care, or if you haven\u2019t taken advantage of your two free checkups and cleanings this year, please don\u2019t hesitate to act. Dental offices fill up in November and December. <\/span><a href=\"https:\/\/www.drgeorgetphilipdmd.com\/appointment.html\"><span style=\"font-weight: 400\">Request an appointment<\/span><\/a><span style=\"font-weight: 400\"> today! <\/span>","protected":false},"excerpt":{"rendered":"We know it\u2019s a little early to start thinking about the New Year, but if you\u2019ve got dental insurance, it\u2019s actually a perfect time to gear up for 2018. Did you know that most insurance plans are set to start over on January 1, meaning that any benefits you haven\u2019t used will end up expiring when the ball drops on New Year\u2019s Eve? <a class=\"read-more\" href=\"https:\/\/www.drgeorgetphilipdmd.com\/blog\/2017\/09\/04\/dental-insurance\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-169","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reminder: Use Up Your Dental Insurance Benefits for 2017<\/title>\n<meta name=\"description\" content=\"If you\u2019ve got dental insurance benefits, don\u2019t let them slip away. 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